Modern fintech infrastructure

APIs and payment solutions for the digital economy.

Bank‑grade security. Startup speed.

Why Pocardo?

Real‑time payments

Instant settlement and global payouts with transparent fees and robust reconciliation.

Risk & compliance

Built‑in KYC, AML screening, and fraud prevention to keep you compliant at scale.

Open banking APIs

Unify bank connections and data with secure, well‑documented developer tooling.

Trusted by innovators

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NeoBank X

Scaled to 2M users with Pocardos real-time ledger and payouts.

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Acme Pay

Lowered failed transactions by 38% using our smart routing.

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Luma Capital

Unified bank data from 120+ institutions via Pocardo APIs.